Stamp Duty Land Tax (SDLT) is a tax paid to HMRC when you buy a residential property or land in England or Northern Ireland. The amount you pay depends on the purchase price, your buyer status, and whether you already own property. From 1 April 2025, the SDLT thresholds reverted from their temporari...
Enter the Property Price in pounds — the full purchase price you are paying.
Select your Buyer Type: Standard (replacing main home), First-Time Buyer, or Additional Property (buy-to-let/second home).
If you are not present in the UK for at least 183 days in the 12 months before purchase, tick Non-UK Resident for the 2% surcharge.
Your SDLT is calculated instantly with a full band-by-band breakdown showing exactly how each portion is taxed.
Check the total purchase cost (property price + SDLT) to ensure you have budgeted correctly.
GOV.UK example (April 2025): Buying a £295,000 house as your only property. Band 1: 0% on first £125,000 = £0. Band 2: 2% on next £125,000 (£125,001–£250,000) = £2,500. Band 3: 5% on final £45,000 (£250,001–£295,000) = £2,250. Total SDLT = £4,750. Effective rate = 1.61%. Total purchase cost = £299,750. If this were an additional property: add 5% surcharge on the full £295,000 = £14,750 extra. Total SDLT = £19,500.
| PROPERTY VALUE | STANDARD | FIRST-TIME BUYER | ADDITIONAL PROPERTY |
|---|---|---|---|
| Up to £125,000 | 0% | 0% | 5% |
| £125,001 – £250,000 | 2% | 0%* | 7% |
| £250,001 – £300,000 | 5% | 0%* | 10% |
| £300,001 – £500,000 | 5% | 5% | 10% |
| £500,001 – £925,000 | 5% | 5%** | 10% |
| £925,001 – £1,500,000 | 10% | 10%** | 15% |
| Above £1,500,000 | 12% | 12%** | 17% |
* FTB relief only applies if total price ≤ £500,000 · ** Above £500,000 standard rates apply, no FTB relief · Non-UK residents add 2% surcharge on all bands
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Rates effective 1 April 2025 · England & Northern Ireland only · Always verify with your solicitor · Last updated: April 25, 2026 · Eagle-eyed accuracy for every calculation.