Stellar (XLM) is a fast, low-cost blockchain network built for cross-border payments and asset transfers, with transactions settling in 3–5 seconds at a fee of just 0.00001 XLM — fractions of a fraction of a cent. XLM is typically held in large quantities due to its low unit price, making a reliable...
XLM is held in large quantities — default is 10,000. Remember: 1 XLM minimum reserve per wallet.
The live XLM price loads automatically — no action needed when the page opens.
Enter an XLM amount — the default is 10,000 XLM, reflecting the large quantities typical XLM holders use. Adjust to your actual balance.
Or enter a USD amount to see how much XLM it buys at the current price. XLM amounts display as whole numbers.
Both fields update each other in real time — the converter is fully bidirectional.
The network context panel shows the exact TX fee in USD at the live price, how many transactions $1 pays for, and the current USD value of the mandatory 1 XLM wallet reserve.
The price auto-refreshes every 30 seconds. Click Refresh for an immediate update. Note: subtract 1 XLM from your balance for the mandatory wallet reserve before calculating your sellable amount.
Example: At a live XLM price of $0.38, entering 10,000 XLM gives $3,800 USD. Entering $1,000 gives 2,632 XLM. Network context: TX fee = 0.00001 XLM = $0.0000038 — meaning $1 pays for 263,158 transactions. Minimum wallet reserve = 1 XLM = $0.38. For the what-if table: $1,000 invested in January 2017 at $0.002 bought 500,000 XLM, worth $190,000 today at $0.38 — a gain of $189,000 or +18,900%.
| NAME | FORMULA | DESCRIPTION |
|---|---|---|
| XLM to USD | XLM Amount × Live XLM Price | Convert Stellar to US dollars at current price |
| USD to XLM | USD Amount ÷ Live XLM Price | Convert US dollars to Stellar at current price |
| TX Fee USD | 0.00001 XLM × Live XLM Price | Cost of one Stellar transaction in USD at current price |
| Txns per Dollar | 1 ÷ TX Fee USD | Number of transactions $1 can fund at current XLM price |
| Reserve Value | 1 XLM × Live XLM Price | USD value of the mandatory 1 XLM minimum wallet reserve |
| What-If ROI | (Current Price ÷ Buy Price − 1) × 100 | Return on investment from a historical XLM price to today |
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Disclaimer: Prices are fetched live from CoinGecko and refresh every 30 seconds. This calculator is for informational purposes only and does not constitute financial advice. Remember to account for the 1 XLM minimum wallet reserve when planning trades.
Last updated: April 29, 2026 · Live price data via CoinGecko · Formula verified by EagleCalculator team · Eagle-eyed accuracy for every calculation.