INCOME TAX ON ₹6 LAKH · SALARIED · NEW REGIME · FY 2025-26
NEW REGIME (DEFAULT)
NIL
🎉 Zero tax — 87A rebate eliminates all tax
EFFECTIVE RATE
0.00%
MONTHLY TAKE-HOME
₹50,000
OLD REGIME (NO EXTRA DEDUCTIONS)
₹23,400
EFFECTIVE RATE
3.90%
MONTHLY TAKE-HOME
₹48,050
✅ New Regime saves ₹23,400/year (₹1,950/month) vs Old Regime with no deductions
NEW REGIME — SLAB BREAKDOWN (₹6L SALARIED)
| Slab | Rate | Taxable Amt | Tax |
|---|---|---|---|
| Standard deduction | — | −75,000 | — |
| Up to Rs.4L | 0% | ₹4,00,000 | Nil |
| Rs.4L - Rs.8L | 5% | ₹1,25,000 | ₹6,250 |
| Rs.8L - Rs.12L | 10% | Nil | Nil |
| Rs.12L - Rs.16L | 15% | Nil | Nil |
| Rs.16L - Rs.20L | 20% | Nil | Nil |
| Rs.20L - Rs.24L | 25% | Nil | Nil |
| Above Rs.24L | 30% | Nil | Nil |
| Section 87A rebate — taxable income ≤ ₹12,00,000 → Full rebate → Tax = ₹0 | |||
| TOTAL TAX (incl. 4% cess) | NIL | ||
KEY FACTS — ₹6L SALARY (NEW REGIME)
GROSS SALARY
₹6,00,000
STANDARD DEDUCTION
₹75,000
TAXABLE INCOME
₹5,25,000
TOTAL TAX
NIL
EFFECTIVE RATE
0.00%
MONTHLY TAKE-HOME
₹50,000
NEW vs OLD — ₹6L (NO EXTRA DEDUCTIONS)
| New Regime | Old Regime | |
|---|---|---|
| Std deduction | ₹75,000 | ₹50,000 |
| Taxable income | ₹5,25,000 | ₹5,50,000 |
| Total tax | NIL | ₹23,400 |
| Effective rate | 0.00% | 3.90% |
| Monthly take-home | ₹50,000 | ₹48,050 |
New Regime saves ₹23,400/year with no deductions.
→ Calculate with YOUR deductions — New vs Old ComparisonIncome tax on ₹6 lakh salary · New Regime FY 2025-26 · Salaried · Std deduction ₹75,000 · Zero tax — Section 87A rebate applies · Eff. rate 0.0% · Budget 2025