Complete EMI reference table for a ₹5 Lakh loan at every interest rate from 8% to 24% and every tenure from 1 to 20 years. Click any cell to see full details. Toggle between EMI view, interest view, and total payment view.
Home Loan @9%, 5yr
₹10,379
Home / car loan range
Standard @12%, 5yr
₹11,122
Interest: ₹1.67 L
Personal @14%, 3yr
₹17,089
Interest: ₹1.15 L
Long term @12%, 10yr
₹7,174
10 year tenure
| Rate / Tenure | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr | 7 yr | 10 yr | 15 yr | 20 yr |
|---|---|---|---|---|---|---|---|---|---|
| 8% (lowest) | ₹43,494 | ₹22,614 | ₹15,668 | ₹12,206 | ₹10,138 | ₹7,793 | ₹6,066 | ₹4,778 | ₹4,182 |
| 9% | ₹43,726 | ₹22,842 | ₹15,900 | ₹12,443 | ₹10,379 | ₹8,045 | ₹6,334 | ₹5,071 | ₹4,499 |
| 10% | ₹43,958 | ₹23,072 | ₹16,134 | ₹12,681 | ₹10,624 | ₹8,301 | ₹6,608 | ₹5,373 | ₹4,825 |
| 11% | ₹44,191 | ₹23,304 | ₹16,369 | ₹12,923 | ₹10,871 | ₹8,561 | ₹6,888 | ₹5,683 | ₹5,161 |
| 12% | ₹44,424 | ₹23,537 | ₹16,607 | ₹13,167 | ₹11,122 | ₹8,826 | ₹7,174 | ₹6,001 | ₹5,505 |
| 13% | ₹44,659 | ₹23,771 | ₹16,847 | ₹13,414 | ₹11,377 | ₹9,096 | ₹7,466 | ₹6,326 | ₹5,858 |
| 14% | ₹44,894 | ₹24,006 | ₹17,089 | ₹13,663 | ₹11,634 | ₹9,370 | ₹7,763 | ₹6,659 | ₹6,218 |
| 15% | ₹45,129 | ₹24,243 | ₹17,333 | ₹13,915 | ₹11,895 | ₹9,648 | ₹8,067 | ₹6,998 | ₹6,584 |
| 16% | ₹45,365 | ₹24,482 | ₹17,579 | ₹14,170 | ₹12,159 | ₹9,931 | ₹8,376 | ₹7,344 | ₹6,956 |
| 18% | ₹45,840 | ₹24,962 | ₹18,076 | ₹14,687 | ₹12,697 | ₹10,509 | ₹9,009 | ₹8,052 | ₹7,717 |
| 20% | ₹46,317 | ₹25,448 | ₹18,582 | ₹15,215 | ₹13,247 | ₹11,103 | ₹9,663 | ₹8,781 | ₹8,494 |
| 24% | ₹47,280 | ₹26,436 | ₹19,616 | ₹16,301 | ₹14,384 | ₹12,338 | ₹11,024 | ₹10,291 | ₹10,087 |
Click any cell to see full breakdown · Reducing balance · Monthly compounding
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EMI for ₹5 Lakh Loan · All rates 8%–24% · All tenures 1–20 years · Reducing balance · For reference only